Cheapest Quotes for Acura RDX Insurance in Indianapolis

Unbelievable but true, the vast majority of Indiana insurance customers kept buying from the same company for at least the last four years, and approximately 40% of consumers have never even compared quotes to find cheap rates. American drivers could save themselves as much as 46.5% a year just by comparing rates, but they just don’t want to go online and compare rates.

Insurance rates Acura RDX in IndianapolisThe easiest way to get more affordable Acura RDX insurance in Indianapolis is to make a habit of comparing prices annually from insurance carriers who provide car insurance in Indiana.

The most important part of this process is to make sure you enter the same deductibles and limits on each quote request and and to look at as many companies as feasibly possible. This ensures a fair price comparison and the most accurate and complete price analysis.

If you are insured now, you stand a good chance to be able to reduce premiums using the concepts covered in this article. The purpose of this post is to teach you a little about how to compare rates easily and some tips to save money. Although Indiana drivers do need to understand how insurance companies calculate their prices and take advantage of how the system works.

When shopping for Acura RDX insurance in Indianapolis there are multiple ways to obtain and compare prices from different Indianapolis insurance companies. The fastest way to find cheaper Acura RDX rates consists of shopping online. When price shopping your coverage, having more price comparisons increases your odds of finding the best price.

The auto insurance companies shown below have been selected to offer comparison quotes in Indianapolis, IN. If more than one company is shown, we recommend you click on several of them to get the best price comparison.

Why you need to buy car insurance

Despite the fact that car insurance is not cheap in Indianapolis, insurance is required for several reasons.

The benefits of carrying adequate insurance definitely exceed the cost, especially if you ever need it. In a recent study of 1,000 drivers, the average customer overpays more than $820 a year so you should quote and compare rates at every policy renewal to be sure current rates are still competitive.

Rates and data analysis

The rate table shown below highlights detailed analysis of policy rates for Acura RDX models. Learning how insurance premiums are established can be of help when making decisions when shopping around.


Acura RDX Insurance Rates in Indianapolis, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RDX 2WD $116 $236 $270 $16 $80 $718 $60
RDX AWD $116 $236 $270 $16 $80 $718 $60
RDX Technology Package 2WD $130 $280 $270 $16 $80 $776 $65
RDX Technology Package AWD $130 $280 $270 $16 $80 $776 $65
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Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Indiana minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-policy, and multi-vehicle. Prices do not factor in specific location which can increase or decrease premiums significantly.

Deductible comparison

One of the hardest decisions when shopping for auto insurance is which comprehensive and collision deductibles to buy. The data tables below can help illustrate the costs and benefits of buying low and high coverage deductibles. The first pricing table uses a $250 deductible for physical damage and the second data table uses a $500 deductible.


Acura RDX insurance policy rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RDX 2WD $216 $366 $238 $14 $72 $931 $78
RDX AWD $216 $366 $238 $14 $72 $931 $78
RDX Technology Package 2WD $244 $430 $238 $14 $72 $1,023 $85
RDX Technology Package AWD $244 $430 $238 $14 $72 $1,023 $85
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Acura RDX insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RDX 2WD $176 $294 $238 $14 $72 $794 $66
RDX AWD $176 $294 $238 $14 $72 $794 $66
RDX Technology Package 2WD $200 $348 $238 $14 $72 $872 $73
RDX Technology Package AWD $200 $348 $238 $14 $72 $872 $73
Get Your Own Custom Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and Indiana minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Premium costs do not factor in specific location which can modify auto insurance rates significantly.

Based on this data, we can arrive at the conclusion that using a $250 deductible costs about $12 more each month or $144 for a full year than selecting the higher $500 deductible. Because you would be required to pay $250 more if you turn in a claim with a $500 deductible as compared to a $250 deductible, if you tend to go at least 21 months between claim filings, you would probably be better off by going with a higher deductible.

Acura RDX insurance costs by gender and age

The example below illustrates the comparison of Acura RDX insurance premiums for male and female drivers. The information is based on no tickets, no at-fault accidents, comp and collision included, $1,000 deductibles, marital status is single, and no discounts are applied.

Save a ton on Acura RDX insurance in Indianapolis with these ten discounts

Insurance is not inexpensive, but companies offer discounts to cut the cost considerably. Certain credits will be shown at the time of purchase, but a few must be asked about in order for you to get them.Insurance discounts

It’s important to understand that most credits do not apply to the whole policy. Most only reduce specific coverage prices like physical damage coverage or medical payments. Even though the math looks like adding up those discounts means a free policy, it just doesn’t work that way.

The example below shows the difference between Acura RDX auto insurance rates with and without discounts applied to the rates. The premium estimates are based on a male driver, no claims, a clean driving record, Indiana state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, marriage, multi-car, safe-driver, multi-policy, and claim-free discounts applied.

Companies that may have these money-saving discounts include:

If you are trying to find cheaper Indianapolis car insurance quotes, ask all companies you are considering to give you their best rates. Savings may not be available in Indianapolis. To find insurers who offer online Acura RDX insurance quotes in Indiana, click here to view.